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Finance Dee
@FinanceDee
Just a girl on the internet who loves to talk about the ways I’m getting financially healthy and how you can too. Www.YouTube.com/FinanceDee for more!
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@FinanceDee
Wow, We've made it through 30 days together. We've talked about debt savings, pensions, investments, the fire movement and good money...
@FinanceDee
the last sustainable money happy I want to touch on is making investing a lifestyle as discussed in episodes 15 through 22. Investing is...
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one of the most beneficial money habits I have formed is doing a detailed budget every single month, which includes a category for fun. I...
@FinanceDee
So let's start talking about forming good and sustainable money habits. The first one I want to touch on is understanding the power of...
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So let's talk about how to calculate your very own no fuss financial independence number. In other words, how much money you would...
@FinanceDee
today, I'm going to talk about the four different types of fire. Those are lean fat coast and barista. Lean fire is when a person intends...
@FinanceDee
when somebody is trying to achieve financial independence, they usually follow a few guidelines in order to achieve this goal. These can...
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you may or may not have heard the words financial independence before, but whether you have or you haven't over the next few episodes, we...
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Okay, so today is the last episode on investing. But I want to end this topic on an important note, and that is how to have the right...
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you may have heard people talk about bonds back in the day and how it used to be all the rage in terms of investing. Now we hear less and...
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one of the things that intimidates people about investing is figuring out what to invest in. Well, unfortunately, I can't give that answer...
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the investing world seems like a very scary place for the vast majority of people myself included. Just a couple of years ago, I had no...
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and then lastly, there is the less known and less talked about innovative finance Isa. This ISA allows you to partake in a peer to peer...
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following on From yesterday, there are three more types of isis to cover the stocks and shares. ISA, also known as the S and S ISA, is a...
@FinanceDee
in the U. K. We have wonderful individual savings accounts called Isis. There are five different types of Isis available to us, but they...
@FinanceDee
thanks to long term data, we know that the stock market returns, on average about 10% yearly, which, after taken into account inflation is...
@FinanceDee
I used to be someone who thought that investing is only for rich people. I had no clue even told, and I definitely did not know how I could...
@FinanceDee
for those who may be self employed or who wish to have their own private pension in addition to their workplace pension, self invested,...
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this meant by just increasing my pension contribution by 2%. So from 4 to 6% my employer would also increase their contribution from 6% to...
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generally speaking, private pensions are broken into two categories, and that is workplace pensions and personal slash stakeholder...
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So let's move on and start talking about the wonderful topic of pensions. You may think to yourself What's so wonderful about pensions?...
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So now that we've spoken about budget categories, let's talk about some useful recommendations that can help guide our budgets. Overall, it...
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So let's finish off from yesterday's episode. The next category to include is transportation. This may include your car and associated...
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The key to budgeting is to have relevant categories according to your lifestyle. So today I'm going to talk about the budget categories...
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Let's talk about the B word budgeting. I am someone who believes that everyone needs a budget. If the big corporations who make hundreds of...
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it is generally recommended to have approximately 3 to 6 months worth of your expenses saved for an emergency fund. This will, of course,...
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emergency funds have been proven to be particularly important in the past two years, with the likes of Covid 19 and its impact on millions...
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when it comes to paying off debt, there's generally to approach is that you can take their called the Snowball method and the avalanche...
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just a little over three years ago, I had over £20,000 worth of debt. This was the accumulation of years of using my credit card and not...
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So let's continue with the four remaining baby steps from the last episode. So Baby Steps Number four is to start tackling your retirement...
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So today, let's talk about Dave Ramsey's baby steps. Dave Ramsey is someone that you may love or you may hate. He's kind of like Marmite,...
@FinanceDee
Hey there, guys. And welcome to Episode one of your future finances with Finance D. I'm just a girl on the Internet who loves talking about...
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